Decided to post this here cause the Muggles (Mr & Mrs Crapaud) got no sense of what is intellectual property and what's not. Irritating impossible. I think I need to go learn a new language - Ribbet Ribbet Ribbet Ribbet...
It's purely coincidental and most probably the web designer house went to the same photos stock to purchase that picture... but they sure love the same girl. Issue of Intellectual property? None as long as Singtel and Citibank had purchased the rights to use the photos. And IP of photo neither belongs to Singtel nor Citibank. 
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